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UK Parents on Benefits to Get Up to £4,500 Apprenticeship Bursary

The UK government has announced that some parents on benefits will receive a bursary of up to £4,500 a year when their child starts an apprenticeship. The payment is designed to replace the Universal Credit money a household loses when a dependent child moves into an apprenticeship — a long-standing penalty that could cost families […]

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How OAS Quarterly Increases Work: The July 2026 Bump Explained

Old Age Security payments are reviewed four times a year — in January, April, July, and October — and adjusted to match increases in the Consumer Price Index. That’s why OAS amounts can change every three months while Canada Pension Plan amounts change only once a year, each January. For the July to September 2026 […]

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Unclaimed State Tax Refunds: How to Find and Claim Yours in Any State

If a state tax refund never reached you, the money is almost never gone — it’s sitting either with your state’s revenue department (as an uncashed or undeliverable check) or with your state’s unclaimed property office. Checking takes about ten minutes and costs nothing: search your state revenue department’s refund tool first, then search MissingMoney.com, […]

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IRS Protective Claim for Refund: How to File While Kwong Is on Appeal

A protective claim for refund is a formal filing that preserves your right to an IRS refund while a legal question is still being decided in court. It doesn’t get you paid now — it stops the statute of limitations from expiring so you can get paid later if the courts rule in taxpayers’ favor. […]

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Initial vs. Continuing Jobless Claims: What Each Number Means

Initial jobless claims count people filing for unemployment benefits for the first time after losing a job. Continuing claims count people who already filed and are still receiving benefits. The first number measures new layoffs; the second measures how long unemployed workers are staying unemployed. Both come out every Thursday from the U.S. Department of […]

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Unemployment Benefits While on Social Security: No Offset in 2026

Yes — you can collect unemployment benefits and Social Security retirement benefits at the same time, in every state, and neither payment reduces the other. The old state "Social Security offsets" that once docked unemployment checks for retirees are gone nationwide (Minnesota, the last holdout, ended its offset in 2022). And unemployment benefits do not […]

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Head of Household Filing Status: Who Qualifies and What It’s Worth

Head of household status requires three things: you were unmarried (or "considered unmarried") on December 31, you paid more than half the cost of keeping up your home for the year, and a qualifying person — usually your child — lived with you more than half the year. Get all three and the payoff is […]

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Can You Get SNAP and SSI at the Same Time? How the Two Combine

Yes — you can receive SNAP and SSI at the same time, in every state. SSI does not disqualify you from food assistance; in fact, SSI recipients are among SNAP’s core intended users, and every state now allows the combination (California, the last exception, ended its "cash-out" policy in 2019). Your SSI check counts as […]

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Lost Your Medicare Card? 3 Ways to Get a Replacement Fast

If you lost your red-white-and-blue Medicare card, the fastest fix takes about two minutes: log in to your Medicare.gov account and print an official copy yourself — it’s valid immediately. You can also order a replacement card by mail through the same account or by calling 1-800-MEDICARE, though a mailed card takes several weeks to […]

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Underestimated Income for ACA Subsidies? What You Repay in 2026

If your actual income comes in higher than the estimate you gave the health insurance Marketplace, you will have to pay back some — or all — of the premium subsidy you received, when you reconcile on Form 8962 at tax time. How much depends on where you land relative to the federal poverty level: […]