Medicare Open Enrollment Dates for 2027 Coverage
Medicare open enrollment runs from October 15 through December 7. During this window, Medicare beneficiaries can review their existing coverage and select the plan that best fits their healthcare needs and budget for 2027.
Beneficiaries should carefully review any information sent by their current Medicare Part D (prescription drug) or Medicare Advantage plans. It is essential to inspect these notices because plan details can change year over year. Even if a plan appears unchanged, your personal health needs or prescription drug requirements may have evolved, making it worthwhile to explore alternative options.
Key changes to look out for in plan updates include: * Premium increases * Deductible adjustments * Copay modifications * Coverage shifts and formulary changes
Free Local Support via Washington SHIBA
Navigating Medicare options does not have to be done alone. Washington State Medicare beneficiaries can access free, unbiased, and confidential help through the State Health Insurance Benefits Advisors (SHIBA) program.
Sponsored locally by the Orcas Senior Center, SHIBA is an informational service offered through the Washington State Office of the Insurance Commissioner. Trained SHIBA volunteers provide objective guidance to help individuals navigate plan choices without sales pressure or conflict of interest.
Orcas Senior Center Presentation & Counseling Schedule
For residents in the Orcas Island area, local counselors and volunteers are providing multiple opportunities to get help with 2027 Medicare decisions:
1. Medicare Changes Presentation
- Date: Wednesday, October 28
- Time: 1:00 p.m.
- Location: Orcas Senior Center
- Topic: Overview of 2027 Medicare updates and coverage changes.
2. One-on-One Counseling Appointments
Individual appointments are available at the Orcas Senior Center for personalized guidance. Beneficiaries can schedule a counseling session by calling the Orcas Island SHIBA office directly at 360-376-5892.
3. Drop-In Counseling Sessions
For those who prefer drop-in assistance, help will be offered on a first-come, first-served basis on the following dates:
- Sunday, November 22: 10:00 a.m. – 2:00 p.m.
- Saturday, December 5: 10:00 a.m. – 12:00 p.m.
What to Do Before Your SHIBA Session
To make the most of your one-on-one session or presentation, bring key documentation with you: 1. Your current Medicare card.
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A complete list of all current prescription medications, dosages, and daily frequencies.
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Annual Notice of Change (ANOC) documents sent by your existing Medicare Advantage or Part D provider.
