Benefits, tax refunds, and the policy news that affects your wallet

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COVID Penalty Refund Claims: Why the IRS Hasn’t Paid Yet

If you filed a Form 843 claim for a refund of COVID-era IRS penalties, do not expect a check soon. The government has appealed the court ruling behind these claims — Kwong v. United States — to the Federal Circuit, and the IRS is expected to hold refund payments until the appeal is resolved. Your […]

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Where Is My IRS ‘Direct Deposit Relief’ Payment? The 2026 Facts

There is no IRS "direct deposit relief" payment. The phrase does not correspond to any real IRS program in 2026 — it was coined in viral social posts and low-quality websites, not by the IRS or the Treasury Department. If you are searching for a deposit date, there is none, because there is no payment. […]

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Fourth Stimulus Check in 2026: What the IRS Actually Says

No, there is no fourth stimulus check in 2026. Congress has not passed any law authorizing a new federal payment, the IRS has not announced one, and no payment date exists. The last federal stimulus checks — $1,200, $600, and $1,400 — went out in 2020 and 2021, and the deadlines to claim any missed […]

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Can’t Pay Your Taxes? IRS Payment Plans in 2026, Fees and All

If you can’t pay your tax bill, the IRS will almost always let you pay it over time — and setting it up online takes minutes. A short-term plan (up to 180 days) costs $0 to set up; a long-term installment agreement costs between $22 and $178 online depending on how you pay, with fees […]

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Why Was Your Tax Refund Taken? The Treasury Offset Program Explained

If your refund arrived smaller than expected — or never arrived — the most common cause is the Treasury Offset Program (TOP): the federal system that intercepts tax refunds to pay past-due debts like child support, defaulted federal student loans, unpaid state income tax, and old federal agency debts. The IRS didn’t decide this; the […]

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WIC vs. SNAP: Can You Get Both at the Same Time in 2026?

Yes — you can receive WIC and SNAP at the same time, and many families do. They are separate programs with separate applications, and getting one never blocks the other. WIC’s income limit is also higher (185% of the federal poverty level vs. SNAP’s 130% gross test), so plenty of families who earn too much […]

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Medicare Part B Premium 2026: The $202.90 Standard Rate and Who Pays More

The standard Medicare Part B premium for 2026 is $202.90 per month, up about 9.7% from 2025, with the annual deductible rising to $283. Most people pay exactly that. Higher earners pay more through IRMAA surcharges — based not on this year’s income, but on your 2024 tax return. Here is the full bracket table, […]

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SSDI Back Pay: How Far Back It Goes and When the Lump Sum Arrives

SSDI back pay can reach back up to 12 months before your application date — plus every month your claim spent in processing — minus the mandatory five-month waiting period. It arrives as a single lump sum, usually within about 60 days of approval, with no dollar cap on the total. The math confuses almost […]

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Social Security Spousal Benefits in 2026: Who Gets 50% and Who Gets Less

A spousal benefit pays up to 50% of your husband’s or wife’s full-retirement-age benefit amount — but only if you claim at your own full retirement age. Claim at 62 and it drops to 32.5% for anyone born in 1960 or later. And unlike your own retirement benefit, waiting past full retirement age adds nothing. […]