Benefits, tax refunds, and the policy news that affects your wallet

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Social Security Award Letter: How to Get Proof of Benefits

The fastest way to get proof of your Social Security benefits is to log in to your my Social Security account at ssa.gov and download a benefit verification letter — it’s instant and free. The same document is often called an award letter, proof of income letter, or budget letter; landlords, lenders, and state agencies […]

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No SSI Payment in August 2026? The Calendar Quirk Explained

If no SSI money showed up in August 2026, nothing is wrong with your benefits — August’s payment arrived early, on Friday, July 31. SSI pays on the 1st of each month, but when the 1st lands on a weekend or federal holiday, the payment moves to the previous business day. August 1, 2026 was […]

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Divorced Spouse Social Security: The 10-Year Rule Explained

You can collect Social Security on an ex-spouse’s record if the marriage lasted at least 10 years, you’re at least 62, and you’re currently unmarried. The benefit runs up to 50% of the ex’s full retirement amount, it does not reduce their check by a penny, and they are never notified. If your divorce was […]

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Unemployment Waiting Week: Why Your First Week Isn’t Paid

In most states, the first eligible week of your unemployment claim is an unpaid "waiting week" — you must claim it and meet all requirements for it, but no money is paid for it. It is not a processing delay and it doesn’t mean your claim has a problem. A minority of states have no […]

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How to Reopen an Unemployment Claim After Going Back to Work

If you went back to work and lost that job — or your hours were cut — within the same 12-month benefit year, you don’t file a brand-new unemployment claim. You reopen (reactivate) your existing claim through the same online account, and payments resume from your remaining balance at the same weekly rate. Reopening takes […]

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What to Do When Unemployment Benefits Run Out (2026 Options)

When your unemployment benefits run out, there is no automatic extension waiting — as of August 2026, no federal extension program is active, and state Extended Benefits only switch on when a state’s unemployment rate crosses set triggers. Your real next moves are: check whether you can file a new claim, apply for SNAP and […]

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Forced to Resign? When a Pressured Quit Still Gets Benefits

Resigning does not automatically disqualify you from unemployment benefits. If you were told to "resign or be fired," pressured out by intolerable conditions, or asked to sign a resignation letter your employer drafted, most states treat the separation as a discharge or a quit with good cause — both of which can be paid. What […]

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Unemployment Claim Filed in Your Name? Steps to Take Now

If someone filed an unemployment claim in your name, report it immediately to the state unemployment agency where the claim was filed, tell your employer, and file an identity theft report at IdentityTheft.gov. You are not liable for the benefits the impostor collected, and you should not pay tax on them — but you need […]

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Unemployment Work Search Requirements: How Many Per Week?

Most states require between one and five work search contacts per week to keep unemployment benefits, and three per week is the most common number. A "contact" generally means actually applying for a job, submitting a resume, or interviewing — not just browsing listings. Miss the requirement for a week, and that week’s payment can […]

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First-Time Penalty Abatement: How to Get IRS Penalties Waived

If the IRS charged you a late-filing or late-payment penalty and you have a clean record for the prior three years, you can usually get it removed with one phone call. It is called first-time abate, and it is administrative — you do not have to prove a good excuse, only a clean history. Most […]