Benefits, tax refunds, and the policy news that affects your wallet

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EITC vs. Child Tax Credit: Can You Claim Both on Your 2025 Tax Return?

Yes, you can claim both the Earned Income Tax Credit and the Child Tax Credit on the same return if you qualify for each — they’re separate credits with separate rules, and nothing about claiming one disqualifies you from the other. For 2025 returns filed in 2026, the Child Tax Credit is worth up to […]

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Social Security Card Replacement Online: Who Qualifies and How Long It Takes

You can replace a lost or damaged Social Security card entirely online if you’re a U.S. citizen 18 or older with a U.S. mailing address, aren’t changing your name or any other card detail, and have a driver’s license or state ID from a state where SSA’s online system supports verification. If you meet all […]

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Got an SSA Overpayment Notice? Your Repayment, Waiver, and Appeal Options (2026)

If Social Security says you were overpaid, you have 90 days from the notice date to act before automatic withholding starts — and if you file a request within 30 days, withholding is generally paused entirely while SSA reviews it. As of mid-2026, the default withholding rate is 50% of your monthly check for retirement, […]

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Denied Medicaid? How to Appeal or Reapply, and Which One to Choose

If Medicaid denies your application, you generally have two options: request a free Fair Hearing appeal (most states give you 90 days from the denial notice) or simply submit a new application if your circumstances have changed. Which one makes sense depends on why you were denied and whether the facts have actually changed since […]

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SNAP Income Limits 2026: Gross and Net Thresholds by Household Size

For federal fiscal year 2026 (October 1, 2025 through September 30, 2026), a one-person household can gross up to $1,729 a month and still qualify for SNAP; a family of four can gross up to $3,575 a month. Those are the federal baseline gross-income limits — your actual state limit may be higher, since most […]

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What Happens If You Miss a Weekly Unemployment Certification (And How to Fix It)

Miss your weekly unemployment certification and that week simply doesn’t get paid — most states won’t automatically pay you for a week you didn’t certify, even if you were otherwise eligible the whole time. The fix depends entirely on your state: some let you file late within a short grace window, others require you to […]

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How to Check Your Unemployment Claim Status Online (State-by-State Guide)

There’s no single national website to check an unemployment claim — each state runs its own system, so you check status through the unemployment agency in the state where you worked, not where you live if the two are different. The U.S. Department of Labor’s CareerOneStop Unemployment Benefits Finder will point you to the right […]

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SSDI vs. SSI: What’s the Difference and Which One Can You Actually Get?

SSDI and SSI both pay monthly benefits to people with disabilities, but they run on completely different rules: SSDI is an earned benefit funded by the Social Security taxes you paid while working, while SSI is a needs-based program funded by general tax revenue with no work history required at all. You can qualify for […]

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How Much Can You Earn on SSI Without Losing Benefits in 2026?

You can earn up to roughly $2,073 a month in wages as an individual on SSI in 2026 before your monthly SSI payment hits zero — not the $994 federal benefit rate itself. That’s because Social Security doesn’t count every dollar you earn; it runs your wages through an exclusion formula before deciding how much […]